Are Home Values About to Change? Appraisals Are Being Rewritten in 2026. Housing prices in 2026 Florida

The housing market keeps evolving — and just when you think the changes are over, here comes another big one. New appraisal rules are coming, major institutions are weighing in on home values, and the big question is whether prices finally move… or stay flat. Especially when you look at Housing prices in 2026 Florida which do affect 1st time home buyers.

In this week’s update, I break down what 24 major forecasting models are saying about U.S. home prices in 2026, how Central Florida is actually performing on the ground, and why upcoming appraisal reform could change the transaction process more than most people realize.

We’ll also look at where rates finished this week, why experienced agents may have a big edge moving forward, and how lenders are about to see a lot more detail about properties than ever before.

This Week’s Highlights:

📰 What 24 national forecast models predict for home values in 2026

📉 Why only 3 of them expect price declines

📈 How Central Florida prices have stayed surprisingly flat

🏠 Why the new appraisal format could favor experienced agents and move lenders deeper into transactions

Chapters:

00:00 – Intro: “Thought we were done with changes?”

00:25 – The real question: are home values finally going to move?

00:55 – What 24 forecast models say about 2026 prices

02:05 – Quick run-through: who’s highest, who’s lowest, who’s negative

02:55 – Central Florida: prices staying mostly flat + concessions reality

03:45 – Appraisal changes: timeline (starts early, required by Nov 2026)

04:20 – What changes in the report: standardized front page + more detail

05:05 – Agent/appraiser cooperation + why refusal could be a problem

05:45 – How this changes transactions: repairs, lender involvement, who wins

06:25 – Rates update (6.07%) + where you think they go next

06:50 – Wrap: AI, pre-approvals up, comments prompt + call to action